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Friday, 30 March 2012
Sunday, 25 March 2012
Some articles worth a read?
Here are links to a few articles published recently that you may find of interest:
The business benefits of taking on an apprentice
“The Bottom Line” on the trail of the Devil
"Are you vetting and managing your contractors?" by GH Safety
The business benefits of taking on an apprentice
“The Bottom Line” on the trail of the Devil
"Are you vetting and managing your contractors?" by GH Safety
Friday, 23 March 2012
Friday, 16 March 2012
Friday, 9 March 2012
Wednesday, 7 March 2012
What is out of date?
If you are selling food, then it is obvious when one of your products becomes out of date as it is past its best before date quoted. However do you regularly review your offering to ensure that it still matches the expectations of todays market and has not gone out of date?The reaction of a consumer to eating something out of date would be one of disappointment. Perhaps this could be related to a prospects expecations when they are reviewing your web site to read about a product or service that has not evolved or been updated for a long time?If it is not broken, then don't fix it, but we encourage you to regularly review your offering and how you fit in todays ever changing market place.
Saturday, 3 March 2012
Does your company pension pass the NEST test?
From October 2012 UK employers will have new responsibilities to enrol any employees aged between 22 and state retirement age earning over £7,475 per annum into the Government’s own National Employment Savings Trust (NEST) savings scheme, if their current pension provision does not meet the Government’s new standards.
The actual dates are dependant on the company size by employee count, but one thing is for certain every employer needs to start making plans now.
What this means for you as an employer is that any existing employee pension schemes you have in place must meet the Government’s new standards of an 8% contribution of qualifying earnings which includes a 3% contribution from the employer. If your level of company contribution falls short, you may need to either increase your current level of contribution, start an additional scheme to compliment your existing one, or start a new scheme to replace you existing one, to avoid your employees being auto-enrolled into the Government’s scheme.
NEST will be a low cost, low charge option, and employees can still obtain tax relief on contributions, but it will not accept transfers in or out. Employees do also have the option of opting out of NEST, but the employer will have responsibility of auto enrolling them back into NEST again every 3 years.
For more information on NEST, go to www.nestpensions.org .uk
With the first NEST deadlines less than a year away, now is a good time to examine your Company’s pension provision with the help of an expert, such as CRM & AGM Independent Financial Advisers, 30 Bankside Court, Kidlington. They can be contacted by telephone on 01865 370708
The actual dates are dependant on the company size by employee count, but one thing is for certain every employer needs to start making plans now.
What this means for you as an employer is that any existing employee pension schemes you have in place must meet the Government’s new standards of an 8% contribution of qualifying earnings which includes a 3% contribution from the employer. If your level of company contribution falls short, you may need to either increase your current level of contribution, start an additional scheme to compliment your existing one, or start a new scheme to replace you existing one, to avoid your employees being auto-enrolled into the Government’s scheme.
NEST will be a low cost, low charge option, and employees can still obtain tax relief on contributions, but it will not accept transfers in or out. Employees do also have the option of opting out of NEST, but the employer will have responsibility of auto enrolling them back into NEST again every 3 years.
For more information on NEST, go to www.nestpensions.org .uk
With the first NEST deadlines less than a year away, now is a good time to examine your Company’s pension provision with the help of an expert, such as CRM & AGM Independent Financial Advisers, 30 Bankside Court, Kidlington. They can be contacted by telephone on 01865 370708
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